Kotak Mahindra Bank SMS Banking

1. Get latest updates on your account balance, salary credits, large debits, large credits, holding value and much more
2. Simply send the following SMS commands to get the latest updates

SMS commands

SMS the following codes to 9971056767 or 5676788
K HELP for details

Banking Accounts
Balance Inquiry	K BAL B
Last 3 Transactions	K TXN B
Last 3 months statement on email	K STMT B
Statement on email for a particular month in the current financial year	K STMT B E
Statement on email for any particular period	K STMT B F G
Cheque Status Inquiry	K CHQSTATUS B C
New Cheque Book Request	K CHQBOOK B
Interbank Mobile Payment Service (IMPS)
Mobile Money Identifier (MMID) Generation/Retrieval	K MMID B
MMID Cancellation for an account	K MMIDREVOKE M
MMID Cancellation for all accounts	K MMIDCANCEL
MMID Reinstation	K MMIDREINST M
Investment Accounts
Know Your Account No.	K MFACCT A
Holding Value	K MFBAL X
Demat Accounts
Know Your Account No.	K DPACCT A
Holding Value	K DPBAL Y
Locator
Know the nearest ATM	K ATM Z
Know the nearest Branch	K BRANCH Z
PIN Regeneration
Net Banking	K NETPIN A
Phone Banking	K PHONEPIN A
Debit Card	K DEBITPIN D
Debit Cards
Activation of Debit Card for use at Merchant Establishments	K POSACT D

A - Last 4 digits of Customer Relationship Number
B - Last 4 digits of Account Number
C - Complete Cheque Number
D - Last 4 digits of Debit Card Number
E - First 3 letters of the month
F - Start period. First 3 letters of the month followed by last 2 digits of the year (e.g.: For September 2007 please mention as SEP07)
G - End Period. First 3 letters of the month followed by last 2 digits of the year (e.g.: For February 2008 please mention as FEB08)
M - 7 digit MMID of your account
X - Last 4 digits of Investment Account
Y - Last 4 digits of Demat Account
Z - 6 digit Postal Pin code

Please Note:

1. You can send the SMS in either upper case (capital letters) or lower case (small letters) i.e., K BAL and k bal, both will help you to know your account balance.
2. The SMS commands contain blank spaces which should be kept when sending SMS. There are 2 blank spaces; one after 'K' and the other after the code say BAL.
3. Please use only the mobile number which has been registered to use the SMS Banking & Alerts facility. For your safety, we will not accept requests from any other mobile number.
4. PIN regeneration requests will be accepted through SMS; however, new PIN will be sent to your registered communication address via post only.

SMS Banking is available for registered customers only. 

Eligibility

1. Existing Kotak Bank savings or current account holder
2. The bank account should be registered for SMS Banking

How to Register


An easy registration process keeps you informed about your banking transactions 24X7 with a simple SMS request.

• Call our 24-hour Customer Contact Centre, or
• Register for Kotak SMS Banking in 3 simple steps:

Step 1:
Download SMS Banking Registration form
Step 2:
Complete SMS Banking Registration form

Step 3:
Submit it through ATM, Branch or post

• Drop-box placed in Bank branches / ATMs

Find Kotak Bank ATM / Branch

• Send the form through ordinary post to:
  Customer Contact Centre,
  Kotak Mahindra Bank Ltd.,
  Post Box Number 16344,
  Mumbai 400 013

For More Details 

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