Indian Overseas Bank SMS Banking offers Balance check , last few transaction , block ATM Card and many more services


Indian Overseas Bank is one of the reputed public sector Bank in India. IOB is a growing bank that had good number of the branches across the country.

Indian Overseas Bank provides lot of new services to their customers. In addition to the existing services now IOB had started the SMS Banking Service for their customers.

Indian Overseas Bank SMS Banking provides following services to their customer by sending a simple SMS.

- Balance Enquiry service
- Last Few Transactions details
- Cheque Paid Status
- Suspend ATM / Debit Card service
- Loan Balance Enquiry service
- Demat Service
- Deposit Service


For Indian overseas Bank SMS Banking customer need to register for the Mobile Banking service by visiting the nearest Indian Overseas Bank and submitting the filled Mobile Banking Service form.

For using the Indian Overseas Bank SMS Banking service customers need to send the SMS in below formats to the number +919551099007 by their registered mobile number –



Service NameCodeSMS Format
For Balance EnquiryBALBAL <Acct. Nickname>
For Last few transactions detailsLTXLTX <Acct. Nickname>
For Cheque Paid StatusCPSCPS <Acct. Nickname> <cheque number>
Suspend ATM / Debit CardBLKBLK <Acct. Nickname> <16-digit ATM Card No>
Do Loan Balance EnquiryLBALLBAL < Loan Acct. Nickname>
For Demat Holding EnquiryDHEDHE < Demat Acct. Nickname>
Demat Script EnquiryDCSDCS < Demat Acct. Nickname> < Script Name>
Demat Bill EnquiryDBEDBE < Demat Acct. Nickname>
For Deposit Acct Balance EnquriyDBALDBAL < Deposit Acct. NickName>


Note :- For getting more details about the IOB SMS Banking service and for any sensitive transaction, please visit the Indian Overseas Bank official website or the branch. We had just provided the information for your reference. We are not liable for any issues.



To get new updates Like us on FaceBook