What is IMPS?
             Interbank Mobile Payment Service (IMPS) is an instant interbank electronic fund transfer service through mobile phones under the aegis of National Payment Corporation of India (NPCI). IMPS facilitate customers to use mobile instruments as a channel for accessing their banks accounts and remitting funds there from.
Now you can transfer funds to any other Bank instantaneously by using your Mobile number and an additional 7 digit MMID number. All Mobile banking customers of Union Bank of India (Application Based & SMS Based) can avail the service under IMPS.  
How to avail IMPS?
               To avail the facility of IMPS, please register your mobile number with the Bank and get 7 digit MMID number. For receiving remittance, you will share your mobile number & MMID with the person sending money (remitter).You can register for Mobile Banking to use IMPS in the following ways:
How to get MMID number?
All our existing Mobile Banking/SMS Banking activated customers will be issued 7 digit MMID for the primary account registered. Their unique MMID number generated from the system will be sent to their Mobile number via sms.
All other customers can register their mobile number at Union Bank ATM for Mobile Banking and generate their Mobile Pin (MPIN).Users need to activate their mobile banking by typing the following syntax:
ACTV <Mpin> <New Mpin> <CONFIRM NEW Mpin>
Thereafter send the syntax:
<MMID> to 9223173921:
This will register you for IMPS service and generate your MMID. 7 digit MMID number will be sent to you over SMS on the mobile number used for registration. All IMPS enabled banks will issue MMID to their Mobile Banking customers.   Users of Application based Mobile Banking can retrieve their MMID no. from the option “Know your MMID “incorporated under Fund transfer –Other Bank
Transfer of Funds using IMPS:
  • For Application Based Mobile Banking, please follow the steps as under:
  • Open the Umobile Application.
  • Select Fund transfer option –OTHER BANK
  • Select Quick  IMPS
  • Enter beneficiary’s Mobile Number & MMID. Enter your Mpin and amount to be remitted.
  • Immediately amount will be transferred.
  • You can also register beneficiary by his mobile number and his MMID if you do not want to avail Quick IMPS.
  • For SMS Based Mobile Banking, please follow the steps as under:
  • Register the Beneficiary (Bene) by typing the following Syntax and sending it to 9223173921
    ADDIMPS <mpin> <Bene MMID> <Beneficiary Mobile Number> <Bene Nick Name>
    Eg: ADDIMPS 1234 9229654 9857335465 TESTNAME
  • Transfer Funds by sending the below syntax to 9223173921
     CONFIMPS <mpin> <Beneficiary Nick Name> <Amount>
    Eg: CONFIMPS 1234 TESTNAME 100
  • Quick IMPS – In case you donot want to register a beneficiary (Bene) , you can transfer funds using the following syntax:
    QIMPS <mpin> <Beneficiary Mobile Number> <Beneficiary MMID> <Amount>
    Eg: QIMPS 1234 9857335465 9229654 100
    For any further Enquiries, please contact our toll free number 1800 2222 44 (for landlines) or our Customer care number 022-25719600.